Best critical illness plan

Best critical illness plan

What is a Critical Illness Plan?
A critical illness plan provides a lump sum payment when youre diagnosed with a covered critical illness. The table below shows you the standard list of critical illness that is covered. Do note that there are some additional critical illnesses that may be covererd by each insurer individually.

There are several types of critical illness plans provided in Singapore, and it can be tailored to your needs and budget

Why do you need a Critical Illness Plan?
I have an Integrated Shield Plan, it is covering my hospital expenses. Why do I still need a Critical Illness Plan?

This is the most common question we get from clients.

A critical illness plan is designed to replace your income, not to cover hospital expenses. Treatments and medications for critical illnesses can leave you too exhausted to work, but your bills, childrens education loans, and allowances for your spouse or parents continue even if your income is reduced or stops.

An average person in their 40s needs at least 2-3 years to get back to what they are after battling with critical illness You never want to find yourself being caught off-guard and wrestling with a Critical Illness, even more so for recurrent illnesses. You may have the best health condition to fight it but the damage it does has taken a toll on an uncountable number of unprepared people.

Therefore, when looking for a Critical Illness insurance plan, if your budget allows, its wise to opt for a plan that allows you to make multiple claims against each diagnosis of Early, Intermediate, and Advanced stage critical illness.

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